Jasper Mangel: Washington Mutual. You can view your account on line and see your credit score for free any time you want. Most places charge you to see your score. Your credit score is what determines your good or bad credit.
Rubye Bonnin: Personally, I like discover.
Toya Braskett: If this is your first credit card are still in school your best choice will be a student credit card because they offer lower rates plus no annual fees, Discover, American Express are great cards but you will only get appoved if you have stablished credit which sounds like you don't so I would start with a lower end card that you will get approved for sure and work your self up, if you use your card and make full payments at the end of the month you will see your credit score go up in about 6-9 moths, go to www.fastcredicardapprovals.com and compare all major credit cards side by side. Also check out the student card section. http://fastcreditcardapprovals.com/...Show more
Al! den Soldano: Smart move. Build credit. Pay the bill on time and don't buy anything that takes forever to pay off. DO make more than the minimum payment. Keep a SMALL balance on the card every month.A good card is ANY card with a low interest rate (in the single digits) with no annual fee. This might be tough to find at age 18... but who knows....Show more
Minh Lefrancois: A good credit is one with low interest, no annual fees and some rewards. You can apply for credit cards for people who are new to credits. http://bestcreditcardratings.com/new-creditIf you are a student, you can also apply for student credit cardhttp://bestcreditcardratings.com/student-credit-ca......Show more
Randal Deyarmond: STAY AWAY FROM CAPITAL ONE !!!!!!!!111MY FIRST WAS CITI CARD AND THEN AMERICAN EXPRESS BLUEYes my first card was citi bank. I had a student loan with them so they approved me for there credit card thats how I got them. I had no credit cards before but I did have a! loan already on record....Show more
Cedric Grimstead: y! ou might want to get a student card oryou might want to go here to compare them, pick one that is right for u http://www.bestcreditrates.net
Robin Weelborg: If you've never had a credit card before - your options will be limited. You'll probably have to choose a credit card for "poor or no credit" - which will end up having higher interest rates and additional fees. Of course, over time your credit score will build up and eventually you'll be able to get a better offer. For now, these are the types of credit cards you'll probably need to consider: http://www.asapcreditcard.com/poor-credit.htmlAre you going to college? There are also many choices specifically for college students. "Student credit cards" will also have higher interest rates - but not as many fees as the offers described above. You can find examples of student credit cards here: http://www.asapcreditcard.com/student-cards.htmlThe important thing is to only carry a small balance (never exceed 50% of your! available credit) and ALWAYS PAY ON-TIME. This will have the greatest impact on your credit score and will help you improve your credit rating so that you can eventually get a better card, an auto loan, and one day... a mortgage.Hope this helps. GOOD LUCK!...Show more
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